Discover has been designed to provide you with a collection of tools to help you get started with John Hancock. On this site you will find detailed information on working with John Hancock and various regulatory and legal documents including important documents for plans offering a Stable Value Fund.

Information on the investment options available for your contract is contained in the Investment Comparison Chart you received in your proposal package. Detailed Fund Sheets that contain investment objectives, expense ratios, statistics and returns are available via links contained within this document.

If you have a problem accessing the information on this site or would like to obtain a paper copy of any of the documents, please contact your John Hancock representative.

Note: The information contained on this site should be carefully reviewed before entering into a John Hancock contract.

Important Information


Stable Value Fund Sub-accounts

If you select a Stable Value Sub-account it is important that you review and understand the terms and conditions for your respective Fund described in the documents provided in the link below.

If a Stable Value Sub-account is selected as an investment option, your Plan is not permitted to have any other investment option that is a “Competing Investment Option” either in the contract or elsewhere. Generally, a “Competing Investment Option” includes (i) general account products, (ii) money market or other short-term bond funds, or (iii) other Stable Value Sub-accounts. The definition of a “Competing Investment Option” is different for each Stable Value Sub-account; the precise definition for each is included in the stable value documents for that Fund.

The Federated Capital Preservation Fund, the John Hancock Stable Value Fund, and the Reliance Trust New York Life Anchor Account are not available to Puerto Rico plans described in section 1022(i)(1) of ERISA nor to Group or Master Trusts that include assets of such plans.


Target Date CIT Sub-accounts

If you select a Target Date CIT Suite, it is important that you review and understand the terms and conditions for your respective Suite described in the documents provided in the link below.


Target Risk CIT Sub-accounts

If you select a Target Risk CIT Suite, it is important that you review and understand the terms and conditions for your respective Suite described in the documents provided in the link below.


Managed Accounts

If you select the John Hancock Personalized Retirement Advice (JHPRA) managed account service, or JHPRA with the dynamic retirement strategy program, it is important that you review and understand the terms and conditions of the product described in the documents provided in the links below.



John Hancock Life Insurance Company (U.S.A.) (John Hancock USA) and John Hancock Life Insurance Company of New York (John Hancock New York) are collectively referred to as "John Hancock".

Group annuity contracts and recordkeeping agreements are issued by: John Hancock Life Insurance Company (U.S.A.)(“John Hancock USA”), Boston, MA (not licensed in New York) and John Hancock Life Insurance Company of New York (“John Hancock NY”), Valhalla, NY. Product features and availability may differ by state. John Hancock USA and John Hancock NY each make available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan. Unless otherwise specifically stated in writing, John Hancock USA and John Hancock NY do not, and are not undertaking to, provide impartial investment advice or give advice in a fiduciary capacity.

NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED

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